| 		  S&P Top Picks provides pre-packaged portfolios
		  comprised of specific stocks that are hand-picked	by Standard & Poor's highly-regarded analysts.  | 
	  
| MyLinkTM is our new industry-leading online service, giving you access to personalized, relevant and timely financial information specific to your holdings, enabling you to make better investing decisions.  | 
    
| 5 Star Program® receive $9.95 flat fee pricing  and other great privileges including access to the 5 Star Relationship Team.  | 
    
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		Superior Research through expert analyst ratings give you the competitive edge you need to stay successful.  | 
    
| Our Asset Allocator helps determine an asset  allocation mix that will help you reach your investment goals.  | 
    
| Interactive Learning gives you expert seminars  and the latest investing webcasts right at your fingertips.  | 
    
| Model Portfolios offer a mix of investments that suit your specific risk tolerance and investment objectives to maximize returns and minimize risk  | 
    
|  Portfolio Rebalancing brings your portfolio  in line with your plan. See where you stand, where you want to be, and how to get there.  |