Terms and Conditions - Winter Promotion
January 4, 2010 – March 1, 2010
| Asset Threshold | Reward Options |
| $50,000 | $100 cash or 500 AIR MILES Reward Miles |
| $100,000 | $260 cash or 1300 AIR MILES Reward Miles |
AIR MILES®/™ OFFERS:
To qualify, you must have a minimum balance of $50,000 CDN when you open your new non-registered BMO InvestorLine account and maintain it for six (6) months after your account was opened. The assets to this account must be new assets to BMO InvestorLine. 500 AIR MILES Reward Miles will be applied to your AIR MILES account up to (8) eight months after the account opening date, and funding of your non-registered BMO InvestorLine account.
OR
To qualify, you must have a minimum balance of $100,000 CDN when you open your new non-registered BMO InvestorLine account and maintain it for six (6) months after your account was opened. The assets to this account must be new assets to BMO InvestorLine. 1300 AIR MILES Reward Miles will be applied to your AIR MILES account up to (8) eight months after the account opening date, and funding of your non-registered BMO InvestorLine account.
NOTE: You must also complete the Asset Allocator in order to qualify for the AIR MILES offer.
CASH INCENTIVE OFFERS:
A new account can be opened to receive a cash incentive of $100 CDN into your new BMO InvestorLine account. You must have a minimum balance of $50,000 CDN when you open your new registered or non-registered BMO InvestorLine account and maintain it for six (6) months after your account was opened. The assets to this account must be new assets to BMO InvestorLine. A cash value of $100 CDN will be applied to your new registered or non-registered BMO InvestorLine account up to (8) eight months after the account opening date, and funding of your BMO InvestorLine account.
A new account can be opened to receive a cash incentive of $260 CDN into your new BMO InvestorLine account. You must have a minimum balance of $100,000 CDN when you open your new registered or non-registered BMO InvestorLine account and maintain it for six (6) months after your account was opened. The assets to this account must be new assets to BMO InvestorLine. A cash value of $260 CDN will be applied to your new registered or non-registered BMO InvestorLine account up to (8) eight months after the account opening date, and funding of your BMO InvestorLine account.
NOTE: You must also complete the Asset Allocator in order to qualify for the cash incentive.
Important note: For clients with a registered account the $100 or $260 will be deposited in the account by BMO InvestorLine on behalf of the issuer, BMO Trust Company. The $100 or $260 deposited into the account will not be considered a contribution; you will not receive a tax receipt.
**Please note AIR MILES WILL NOT be applied to registered accounts – NO EXCEPTIONS.
In order to qualify, a promotion code AIRMILES (for the AIR MILES offer) or MONEY (for the cash incentive) must be entered into the Online Application (OLAP) at the time of application for your new BMO InvestorLine account and enter your AIR MILES Collector Card Number in order to receive AIR MILES reward miles.
Offer available to new accounts opened January 04 – March 01, 2010. BMO InvestorLine may change the end date of this offer at any time.
EXISTING CLIENT OFFER
AIR MILES OFFERS
To qualify, you must have a minimum balance of $50,000 CDN when you open your new non-registered BMO InvestorLine account or deposit or transfer a minimum of $50 000 CDN into your existing non-registered account and maintain it for six (6) months after your account was opened and/or funded. The assets to this account must be new assets to BMO InvestorLine. 500 AIR MILES Reward Miles will be applied to your AIR MILES account up to (8) eight months after the account opening date, and funding of your non-registered BMO InvestorLine account.
OR
To qualify, you must have a minimum balance of $100,000 CDN when you open your new non-registered BMO InvestorLine account or deposit or transfer a minimum of $100 000 CDN into your existing non-registered account and maintain it for six (6) months after your account was opened and/or funded. The assets to this account must be new assets to BMO InvestorLine. 1300 AIR MILES Reward Miles will be applied to your AIR MILES account up to (8) eight months after the account opening date, and funding of your non-registered BMO InvestorLine account.
NOTE: You must also complete the Asset Allocator in order to qualify for the AIR MILES offer.
**Please note registered accounts are not eligible for AIR MILES reward miles - NO EXCEPTIONS.
CASH INCENTIVE OFFERS:
To qualify, you must have a minimum balance of $50,000 CDN when you open a new registered or non-registered BMO InvestorLine account or deposit or transfer $50,000 CDN into your existing account and maintain it for six (6) months after your account was opened and/or funded. The assets to this account must be new assets to BMO InvestorLine. A cash value of $100 CDN will be applied to your BMO InvestorLine account up to (8) eight months after the account opening date, and funding of your BMO InvestorLine account.
OR
To qualify, you must have a minimum balance of $100,000 CDN when you open a new registered or non-registered BMO InvestorLine account or deposit or transfer $100,000 CDN into your existing account and maintain it for six (6) months after your account was opened and/or funded. The assets to this account must be new assets to BMO InvestorLine. A cash value of $260 CDN will be applied to your BMO InvestorLine account up to (8) eight months after the account opening date, and funding of your BMO InvestorLine account.
NOTE: You must also complete the Asset Allocator in order to qualify for the cash incentive.
Important note: For clients with an RSP account the $260 will be deposited in the account by BMO InvestorLine on behalf of the issuer, BMO Trust Company. The $260 deposited into the account will not be considered a contribution; you will not receive a tax receipt.
Clients MUST sign up for this promotion using either the Online Application (OLAP) or the BMO InvestorLine client sign up page – NO EXCEPTIONS.
Existing clients who sign up to this promotion with a new account must enter a promotion code WINTERAIRMILES (for the AIR MILES offer) or WINTERCASH (for the cash offer) into the Online Application (OLAP) at the time of application for their new BMO InvestorLine account and enter their AIR MILES Collector Card Number in order to receive AIR MILES reward miles.
Clients signing up with an existing account must use the BMO InvestorLine online client sign up page. You can access the client sign up page via the promotional message in your MyLink inbox. Clients must enter their AIR MILES Collector Card Number in order to receive AIR MILES reward miles.
Offer available from January 04 – March 01, 2010. BMO InvestorLine may change the end date of this offer at any time.
Eligibility
- The AIR MILES offer is available ONLY to non-registered accounts.
- The cash offer is available to both non-registered and registered accounts.
- Corporate non-registered accounts are eligible.
- Locked In accounts are not eligible, no exceptions.
- Self-directed registered retirement income fund (RRIF) accounts are not eligible.
In addition, the following accounts are not eligible: Tax Free Savings Account (TFSA), Delivery Against Payment (DAP), BMO Employee Share Ownership Plan (ESOP), Personal Holding Company, Discretionary, Investment Club/Partnership, Estate, Association, Formal and (Informal ITF) Trust Accounts, Prospect, and Financial Collateral.
BMO ESOP transfers are not permitted and are not eligible and are not included in this offer. No exceptions will be made.
Within the 6 month promotional period of your account opening date, your BMO InvestorLine account must be in good standing. Your account must not be in the debit position. Your account should not have any margin calls. No outstanding documentation or any other outstanding items should be pending on your account.
Maximum one (1) offer, per client name - regardless of the number of accounts that are opened.
Examples:
| EXAMPLE | QUALIFYING OFFER |
John Smith opens one (1) new Non-Registered account and deposits $100,000+ and the funds remain in the account after the 6 month period. |
1300 AM reward miles applied to his AM account. Or, a cash value of $260 will be deposited into the new non-registered BMO InvestorLine account |
John Smith opens one (1) new RRSP account and deposits $100,000+ and the funds remain in the account after the 6 month period. |
A cash value of $260 will be deposited into the new registered BMO InvestorLine account |
John Smith opens one (1) new Non-Registered account and deposits $50,000+ and the funds remain in the account after the 6 month period. |
500 AM reward miles applied to his AM account. Or, a cash value of $100 will be deposited into the new non-registered BMO InvestorLine account |
John Smith opens one (1) new RRSP account and deposits $50,000+ and the funds remain in the account after the 6 month period. |
A cash value of $100 will be deposited into the new registered BMO InvestorLine account |
John Smith opens one (1) new RRIF or Locked In account and transfers $100,000+ and the funds remain in the account after the 6 month period. |
RRIF and Locked In accounts are not eligible for the offer. |
John Smith opens three (3) new Non-Registered accounts and deposits $100,000+ in each account and funds remain in the account after the 6 month period. |
One (1) instance only of 1300 AM reward miles applied to his AM account. Or, a total cash value of $260 will be deposited into one new non-registered BMO InvestorLine account. |
John Smith opens one (1) new Non-Registered account and deposits $100,000+ and the funds remain in the account after the 6 month period. John Smith also opens a joint non-registered account with his spouse and deposits $100,000+ in the account. |
One (1) instance only of 1300 AM reward miles applied to his AM account. Or, a total cash value of $260 will be deposited into one new non-registered BMO InvestorLine account. |
John Smith opens one (1) new Non-Registered account and deposits $100,000+ and the funds remain in the account after the 6 month period. |
One (1) instance only of 1300 AM reward miles applied to John’s AM account. Or, a total cash value of $260 will be deposited into one new non-registered BMO InvestorLine account. |
John Smith opens one (1) new Non-Registered account and deposits $50,000 and transfers out $20,000 before the 6 month mark and does not replenish the account with funds. |
Client will not qualify for the offer – insufficient funds |
An existing client, John Smith withdrew $50,000 from his RRSP account on January 5, 2010 (day after the promotion started). John then deposits $60,000 into that same RRSP account on January 14, 2010. John withdrew funds before making a deposit within the promotion period. |
Client will not qualify Transactions: This would not qualify because the net inflow is only $10,000 despite the fact that there was a deposit exceeding $50,000. |
This offer cannot be combined with any other BMO InvestorLine promotional offer.
The above Terms and Conditions of the Winter Promotion are subject to be changed and/or withdrawn, without notice.
BMO InvestorLine will provide your AIR MILES®/™collector number to LoyaltyOne, Inc. in order to credit your Air Miles account with this bonus offer.
Collector must redeem sufficient AIR MILES reward miles for every Reward. Purchases are required to accumulate sufficient AIR MILES reward miles. All Rewards offered are subject to the Terms and Conditions of the AIR MILES reward miles Program, are subject to change and may be withdrawn without notice. No cancellations, exchanges or refunds for tickets, certificates or merchandise once booked. Collectors must pay taxes, fuel surcharges and other applicable charges and fees on air travel. Air travel is subject to availability from participating airlines and must be booked no later than 6 p.m. Eastern Time on the 7th day prior to departure. Saturday night stay may be required. Required number of reward miles for air travel may be higher if itinerary involves multiple carriers. See www.airmiles.ca for details.
BMO InvestorLine is not an agent of LoyaltyOne and takes no responsibility regarding the redemption of AIR MILES reward miles or otherwise for the operation of the AIR MILES Reward Program.
®/™Trademarks of AIR MILES International Trading B.V. Used under licence by LoyaltyOne, Inc. and Bank of Montreal.
BMO InvestorLine is a member of BMO Financial Group. ®Registered trade-mark of Bank of Montreal, used under licence. BMO InvestorLine Inc. is a wholly owned subsidiary of Bank of Montreal Holding Inc. Member CIPF and IIROC.
