By being enrolled in the eDocuments service, you acknowledge and agree to the following (references to "you" and "your" are to the holder of the InvestorLine account and to "we", "us" and "our" are to BMO InvestorLine Inc.):

• You will no longer receive by mail paper copies of the documents available through eDocuments. However, we reserve the right, in our sole discretion, to deliver a paper copy by mail or other means in addition to, or in lieu of, making such document available through eDocuments.
• To access eDocuments, please sign into your BMO InvestorLine account, select the 'MyPortfolio' tab and then 'eDocuments'.
• At this time, the following types of documents are available through eDocuments: Trade Confirmations, Prospectuses, Amendments, Information Statements, Offering Memoranda, Information Memoranda, Account Statements, Notices, and Fund Facts. To view a list of the types of documents available in the eDocuments service, please sign into your BMO InvestorLine account, select the 'My Portfolio' tab and then 'eDocuments.' We reserve the right to determine which types of documents are available through eDocuments - including by adding or removing types of documents from the service - from time to time. You will be bound by any such future changes. If we make such a change to the list of types of documents available through eDocuments, we may provide you with notice of such change on the BMO InvestorLine website, a notice sent to your MyLink mailbox and/or a notice sent to your last address or email address in our records. You agree that you will be deemed to have received any such notice: (a) if given other than by mail, on the same day it was sent or posted on our website, unless it was sent or posted on our website on a non-business day or after 5pm EST on a business day, in which case such notice shall be deemed to have been received on the following business day; and (b) if sent by mail, on the third business day after mailing.

• If you opt-out of receiving automatic email notifications of the availability of documents through eDocuments, you will not receive any notice from us that any such document has become so available. You agree that you will monitor the website regularly and that the posting on our website of any documents available through eDocuments constitutes adequate notice and delivery of such documents.
• If you opt to receive automatic email notifications of the availability of documents through eDocuments, our sending of such a notification email to the last email address in our records will be deemed to have been received by you on the same day it was sent, unless it was sent on a non-business day or after 5pm EST on a business day, in which case, such notice shall be deemed to have been received on the following business day.
• If you opt-out of receiving automatic email notifications of the availability of documents through eDocuments, you will be deemed to have received notice and delivery of a document available through eDocument on the same day it was posted on our website.
• We may not monitor nor take any action with respect to any returned or rejected emails and we will not be responsible for lost or undeliverable emails. You acknowledge that you are responsible for ensuring that any email address that you give us is accurate and up to date and will immediately provide us with any changes to your email address.
• Documents available through eDocuments will be available on the BMO InvestorLine website for a minimum of 7 years (while you are enrolled). When you are receiving paper copies, these documents are not archived. Accounts statements are kept for 16 months while your account is open and active. If you wish to preserve a permanent copy of such documents, you should save it on your computer or print a paper copy. You have, and, during your enrolment in the eDocuments service will maintain, the necessary technical ability, resources and programming to access the documents available through eDocuments.
• We reserve the right, in our sole discretion, to amend the terms and conditions of the eDocuments service at any time and from time to time. If we make such an amendment, we may provide you with notice of such amendment on the BMO InvestorLine website, a notice sent to your MyLink mailbox and/or a notice sent to your last address or email address in our records. You agree that you will be deemed to have received any such notice: (a) if given other than by mail, on the same day it was sent or posted on our website, unless it was sent or posted on our website on a non-business day or after 5pm EST on a business day, in which case, such notice shall be deemed to have been received on the following business day; and (b) if sent by mail, on the third business day after mailing.